Buying out of season

This is one of my favorite shopping ideas.  You have to put plenty of pre planning into shopping out of season to get the most of out it.  You can go to pretty much any large sports store, walmart, or whatever and you will see this.  lets take summer clothes, swim wear, and outdoor activities [...]

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7 Chronic wastes of money

The greatest chronic wastes of your money probably don’t even go noticed. Most of the things we think we need to have a good time are overrated, or we don’t do a good job of guessing how much of something we need.

This is a list of my opinion on what I and possibly others [...]

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Free credit report

Don’t you love all the attention that people gave for getting a free credit report and all the companies that jumped on that wagon. With tax returns starting to come in and people looking for something to spend it on. Take some time to make sure that your credit is okay before you go [...]

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10 preventative tips for the cold

It’s a lot cheaper to prevent problems than it is to have to fix broken items most of the time. Here are some things you can do during the cold weather months to help save money and be better prepared for whatever comes your way.

# 1 Prevent broken pipes
There are many [...]

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Becoming an educated consumer goes Real Time

So I just read about this new app for smart phones that sounds like it’s going to be en excellent way for people to become even smarter consumers when it comes to finding lower prices and good deals. you can find the link here. Since most of us are out running around looking for gifts [...]

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Think like a General, act like a soldier

I’ve spent a fair amount of time perusing the internet and looking at other types of blogs out there as well as learning about being a fire fighter vs a captain. There are a few differences that you need to pay attention to when you are trying to save money, get out of debt, [...]

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Finding Ways to save on a budget

Lots of people live on a budget and want to figure out ways to make their dollar stretch farther. This makes lots of sense and here are a couple things that people tend to forget when they look to save money by coupon clipping and such. One things that saved me lots of [...]

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basic concepts on money

tonight I think we’ll have a little chat about how money works. This is an extremely important concept that you need to understand before you go throwing your money around. Money in and of itself is a piece of paper that has an attached value to it. Right now the value of a gallon of [...]

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The Most Important Thing you can do! financially that is

So this is just the first of the most important things you need to do financially. In order to increase your wealth and work towards a good retirement there is one very major step. The sad thing is that it isn’t that hard or difficult and almost everybody can do this no matter their situation. [...]

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