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I found this great website that everyone should take a look at it’s called WiseBread and I have been added to this site. This is a great place to surround yourself with people looking to become financially independent and all sorts of other good financial goals. Which is what we’re talking about [...] Read the full article Surround yourself with the right people So this is just a little info on my situation and it’s not that different than anybody else. When I finished college and got married we came to find out that we had around 6,000 in credit card debt on 5 different cards between us. So we decided to use the debt snowball [...] Read the full article Don’t Use Credit Cards (mostly) Alright so we’ve worked a little bit on a personal budget, now lets get back to investing. If you don’t know where your going then wherever you end up is fine. This is a horrible thought if you plan to invest. You need a plan, and I like to think of it [...] Read the full article An Investing Business Plan Lots of people live on a budget and want to figure out ways to make their dollar stretch farther. This makes lots of sense and here are a couple things that people tend to forget when they look to save money by coupon clipping and such. One things that saved me lots of [...] Read the full article Finding Ways to save on a budget Alright, now remember we’re working towards saving money and getting in a better financial situation. So now that we have our sample budget, lets look at ways to rearrange it. What you need to examine is where you are spending extra money in your life. Lets say that I love to [...] Read the full article Re-arranging your Budget to be easy so lets say that you’ve gone through and decided on what category all of your spending falls into. here’s a sample budget of the way I do it. Have to Have: Read the full article more on a budget many families live on a budget, and it works for them. Budgets don’t work for many other families who just spend money til they are out and then wait til their next paycheck. Everybody knows that they need to have money set up for retirement, to make big purchases, and for large unexpected [...] Read the full article rearranging your budget Just how do you pick where to put your money? This is one major point where people get very intimidated very quickly. if you go to a financial broker, he might tell you, lets put your money in this fund, i have money in it and its a good one. That’s all [...] Read the full article It’s Picking Time You probably practice and study for almost everything you do in your life, you study before a test, you practice before a game, you get prenatal care, you shop for the best deal. We spend tons of time preparing before we make a decision to do something. You should take that same attitude with your [...] Read the full article Before you give it a try Everybody needs a little direction in their lives. Here’s a couple of dreams to spur financial direction. So when I grow up I want to sail around the world in a sailboat, I want all of my debts to be paid off, and I want the freedom to make my own schedule. [...] Read the full article What are you saving for? |
 
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